Canvas Credit Union offers you up to a 0.80% APY CD. All you need to do is to pick your CD term, and have a minimum opening deposit of $1,000. This is a great opportunity to invest in a high-interest CD from Canvas Credit Union. However, you may want to compare them with our best CD Rates: 6-Month CD Rates.Guest Log In Guests. Use your email address and the password you previously chose when setting up your non-UCD account. Guest Log InPromotional rate is a fixed rate applicable for 12 months, which is determined by taking 50% off the standard Canvas HELOC rate offered at the funding date (standard rates as of January 5, 2024, range from 8.89% APR to 14.25% APR). New advance required, existing balances on Canvas HELOC loans are not eligible for rate discount.Our Best CD Rates. Our best rates are designed to help you save more money. See for yourself. APY - annual percentage yield | Rates effective as of - 05/14/2024. Any withdrawal of all or part of the funds from your Account prior to maturity may result in an early withdrawal penalty. Fees could reduce the earnings on the account.Compare the best CD interest rates across thousands of banks and credit unions. Find the highest CD yields and open an account today.Promotional CDs include a nine-month CD (3.75% APY), 11-month CD (0.05% APY) and 15-month CD (4.00% APY). The minimum deposit requirement starts at $500, although you can earn a higher rate if you ...Interest Rate. APY* Minimum to Open. Additional Info. 3 Month. 3. 0.15%. 0.15%. $1,000. Interest Compounded Daily | Posted Monthly. 6 Month. 6. 2.47%. ... **CD = Certificate Of Deposit All rates are subject to change without notice. Please contact Bogota Savings Bank for more information on terms and fees.Determining the weight of 100 CDs depends on whether only the CDs are weighed or if the CDs have sleeves or jewel cases. A single CD by itself weighs about 0.58 ounces. Therefore, ...See Our Current Rates For CDs. Check back periodically as we regularly add new rates. California. Hawaii. Western Washington/Oregon. APY is Annual Percentage Yield. Terms and conditions apply. Fees may reduce earnings. Refer to Account Disclosure and Schedule of Fees for details.Mar 27, 2023 · Colorado-based Canvas Credit Union (Canvas CU) has brought back its 13-month CD Special with a rate-leading 5.25% APY. Available for a limited-time, the 13-month CD Special can be opened with a $1k minimum deposit, with no stated balance cap. Interest Rate. APY* Minimum to Open. Additional Info. 3 Month. 3. 0.15%. 0.15%. $1,000. ... **CD = Certificate Of Deposit All rates are subject to change without ...Minimum deposit: $1,000. Maximum deposit: No Limit. Early withdrawal penalty: A penalty may be imposed for early withdrawal. CD Rates at Canvas Credit …Below are the best one year CD Rates from credit unions in Colorado. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. CO - May 9, 2024.Rates and terms are subject to change without notice. There is a minimum of $25,000 per loan. Loans over $766,550 are subject to different rates and fees. For a detailed rate quote including estimated closing costs, please call one of our mortgage loan officers .*American Life offers a base rate of 5.70% credited annually with a bonus of 0.60% in the first year, which produces an effective rate of 5.82% if held for the full investment term. Notes: Among the top rates, Canvas Annuity is the only company that enables you to take withdrawals and buy directly with no commissions paid.The best credit unions may have lower minimum opening deposits or higher interest rates on savings accounts. Canvas Credit Union: ... Best CD rates; Best High-yield savings accounts;In exchange, jumbo CDs pay a higher interest rate. Today, some of the best jumbo CD rates offer up to 5.45% APY. IRA CDs. An IRA CD is a CD within an …Some national brick-and-mortar banks pay decent rates on select CD terms, but it's rare. For example, Bank of America CD rates go up to 4.75% APY (Annual Percentage Yield), but only a few terms ... Please try again or call us at 1-800-374-9500 (TTY: 711). Return to Application. Certificate of Deposit Account Rates. Check today’s rates on savings accounts, CDs, IRAs, personal loan and line of credit and mortgage. Select type of rate. Our flexible High Yield Money Market account gives you CD-like returns without the CD-like terms. Start earning for just $1,000. Dream big. Save big. Right now, you can take 50% off* your approved rate on a Canvas HELOC. Traveling, remodeling, debt consolidation — your goals just got closer. Current CD Rates in Florida. Current CD rates in Florida vary widely, ranging from less than 0.50% APY to 5.00% APY or more. Many rates are above average based on data from the FDIC for all banks ...Among the credit union’s offerings, its six-month certificate with a 5.30% APY may be your best option. The six-month term is followed by two certificates with yields above 5.00% APY: the 12 ...Jan 26, 2024 · NerdWallet's Best Credit Union CD Rates 2024. Connexus Credit Union Certificate: Best for Easy to join. PenFed Credit Union Money Market Certificate: Best for Easy to join. Navy Federal Credit ... 20-Month. Rate Bump CD. 4.40%. $500. Yes. See all rates. Annual Percentage Yield (APY) as of May 13, 2024. Maximum balance limits apply. High-Yield Certificate of Deposit: APY may change at any time before CD is opened and funded. Need a Canvas Account? Click Here, It's Free! Browse courses. Log In. Email. Password. Stay signed in. Forgot Password? Sign in with Apple.4 month Special Fixed Rate CD 2. up to 4.75% APY Relationship APY1 may be higher. Special Interest Rate. 4.64%. Annual Percentage Yield (APY) 4.75%. Relationship Interest Rate. 4.89%. Relationship APY 1. Deferred annuities may reduce taxable income that would make social security taxable, whereas CDs do not. Deferred annuities can potentially offer higher yields compared to CDs. Accounts in CDs insured by the FDIC are generally limited to $250,000. Penalties apply for early withdrawals in both CDs and Annuities. Best Rate 5.00% APY†. 32 Reviews. Canvas Reverse Tier Savings Account. Any amount is worth saving, no minimum deposit to open. No minimum balance required. No service …5 days ago · The best 11-month CD rates can be found with NBKC Bank, American Express, USAlliance, Ally and Digital Federal Credit Union. These CDs offer APYs at or above 4.25%. Dec 15, 2017 ... Let's say you are porting your project from an older version of unity. OR Unity crashed while you were actually building the project.Home. Personal. Banking. CD Accounts. Fixed Rate CDs. The more you save, the more you earn. SPECIAL RATE OFFERS. More terms, more rates, less risk. With a range of … The Future Fund that is offered through Canvas Annuity offers the option of 3, 5, and 7-year terms on the rate guarantee. As of April 2021, these are 2.75%, 3.25%, and 3.50% respectively. (To check out updated rates for the Canvas Annuity Future Fund, go here). With no broker commissions, fees, or account charges, Canvas Annuity states that ... Promotional rate is a fixed rate applicable for 12 months, which is determined by taking 50% off the standard Canvas HELOC rate offered at the funding date (standard rates as of January 5, 2024, range from 8.89% APR to 14.25% APR). New advance required, existing balances on Canvas HELOC loans are not eligible for rate discount.What are the top CD rates out there in September 2023? And what other high-yielding fixed income instruments might you also want to consider (e.g., brokered ...State Department Federal Credit Union Jumbo Certificate: 4.37% to 5.41% APY (6 months to 60 months) Rising Bank Jumbo CD: 4.30% APY (2 years)Here for every business. From the state-wide franchise to the mom-and-pop down the street, our specialized products and convenient support help Colorado businesses do more. Stop by your favorite branch or give us a call at 303.691.2345 to get started. Book An Appointment.Top CD Rates Today: May 6, 2024 | Earn Yields Of Up To 5.36% APY. Explore the top CD rates today and learn how economic trends can affect your rate. Bankrate provides valuable insights to find the ...Here are Bankrate's top picks for banks with the best CD rates. Popular Direct — 3 months - 5 years, 4.25% – 5.30% APY, $10,000 minimum deposit America First Credit Union — …Promotional CDs include a nine-month CD (3.75% APY), 11-month CD (0.05% APY) and 15-month CD (4.00% APY). The minimum deposit requirement starts at $500, although you can earn a higher rate if you ... Kansas CD Rates 2024. Below are the best one-year CD Rates from banks in Kansas. One-year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. KS - May 8, 2024. P.O. Box 5238 Englewood, CO 80155 PH: 303.691.2345 TF: 800.437.7328 canvas.org. Our Rates and Truth in Savings Disclosures explains current terms and rates applicable to the savings, checking and certificate accounts we offer. We may offer other rates or amend the rates, as explained in this disclosure, from time to time.A 7 month term offers the perfect balance between maximum return and accessibility. Banking products provided by Wintrust Financial Corp. banks. 1. CD Special. Annual percentage yield (‘APY’) accurate as of 4/25/2024 & assumes funds remain on deposit until maturity. Minimum daily balance of $0.01 required to obtain APY.Current CD Rates in Florida. Current CD rates in Florida vary widely, ranging from less than 0.50% APY to 5.00% APY or more. Many rates are above average based on data from the FDIC for all banks ...Certificates of deposit (CDs) are widely regarded as a wise choice for beginning investors and those who are looking to diversify their portfolios with lower-risk investment produc...The best no-penalty CD rates range from around 3.00% to 5.00% APY. Below, we look at the best banks and credit unions for no-penalty CDs.Best CD Rates in Idaho vs Annuity Rates (December 2023) ... 3-Year Annuity Rate: Canvas Future Fund Annuity: 6.30%: $2,500: Best 2-Year CD Rate and Annuity Rate (24 ...The gradual rise of online high-yield CD rates started in July 2021, after a relatively low-rate environment in 2020 and early 2021. If the Fed starts to cut its rate this year, as expected, CD ...Best CD Rates in Tennessee vs Annuity Rates (December 2023) ... 3-Year Annuity Rate: Canvas Future Fund Annuity: 6.30%: $2,500: Best 2-Year CD Rate and Annuity Rate ...The current top national rate for a 6-month CD is 5.84%, according to the data available from Curinos. But you may be able to find better deals by shopping around. You’d earn almost $720 in ...Our Level Up Checking rounds up every purchase to the nearest dollar and deposits the difference into your Canvas Savings Account. And, when you hit $50 in Level Up savings, we’ll match you with $50. That’s FREE Money!*. Interest Checking Rates: $500-$9,999.99 = 0.05% APY † , $10,000-$24,999.99 = 0.10% APY † , $25,000+ = 0.15% APY † .Purchasing certificates of deposit (CDs), along with the process of laddering them, have historically been investment strategies favored by people who are on the lookout for lower-...If you’re looking to turn your favorite photos into beautiful wall art, printing them onto canvas is a great option. But with so many printing options out there, it can be hard to ... 20-Month. Rate Bump CD. 4.40%. $500. Yes. See all rates. Annual Percentage Yield (APY) as of May 13, 2024. Maximum balance limits apply. High-Yield Certificate of Deposit: APY may change at any time before CD is opened and funded. Certificates of Deposit (CDs) $1,000 to open. $1,000 min balance. 6-Month Youth CD* 4.25% 6-Month CD. 4.25% 10-Month CD** 5.00% 12-Month CD. 4.00% 18-Month CD. 2.50% 24-Month CD. 2.75% 36-Month CD. 2.85% 48-Month CD. 2.90% 60-Month CD. …5.00% APY. 10 Month CD Special. View all rates. Overview. Reviews. Health. Rates. Locations. Overview / Commentary. canvas.org. 303-691-2345. 9990 Park Meadows Dr. Lone Tree, CO 80124. Canvas Credit Union is headquartered in Lone Tree and is the 3 rd largest credit union in the state of Colorado. The Future Fund that is offered through Canvas Annuity offers the option of 3, 5, and 7-year terms on the rate guarantee. As of April 2021, these are 2.75%, 3.25%, and 3.50% respectively. (To check out updated rates for the Canvas Annuity Future Fund, go here). With no broker commissions, fees, or account charges, Canvas Annuity states that ... Mar 28, 2023 ... ... CD Rates · Best Money Market Accounts. Bank ... Canvas Studio is Canvas's ... The Ascent is a Motley Fool service that rates and reviews essential&n...Here are the best CD rates in Missouri for December 2023. We compare them with fixed deferred annuity rates so you can earn the highest return. ... 3-Year Annuity Rate: Canvas Future Fund Annuity: 6.30%: $2,500: Best 2-Year CD Rate and Annuity Rate (24 months) Company: Rate: Minimum Deposit: 2-Year CD Rate: Popular Direct: 5.30%: $10,000: P.O. Box 5238 Englewood, CO 80155 PH: 303.691.2345 TF: 800.437.7328 canvas.org. Our Rates and Truth in Savings Disclosures explains current terms and rates applicable to the savings, checking and certificate accounts we offer. We may offer other rates or amend the rates, as explained in this disclosure, from time to time. Our Level Up Checking rounds up every purchase to the nearest dollar and deposits the difference into your Canvas Savings Account. And, when you hit $50 in Level Up savings, we’ll match you with $50. That’s FREE Money!*. Interest Checking Rates: $500-$9,999.99 = 0.05% APY † , $10,000-$24,999.99 = 0.10% APY † , $25,000+ = 0.15% APY † . How do I buy a Canvas Annuity? Most people can complete the application online in less than 10 minutes when funding using a checking account. You can apply for the Future Fund starting at $2,500 or apply for the Flex Fund starting at $5,000. Before you get started, have your SSN and bank account numbers ready.Rates can vary by institution, minimum deposit requirements and term length. Currently, the average one-year CD rate is 1.81%, and the average five-year CD rate is 1.39%, according to the Federal ...A TD Choice Promotional CD may be a good choice if you want a fixed return and don't need access to your money for the duration of the term. A relationship rate for TD Checking customers. Receive a relationship rate when you have an eligible TD Bank Checking account 3. Low minimum deposit to open. Deposit at least $250 to open and maintain the ...Key Takeaways. Today's nation-leading rate across all CD terms remains 5.75%, available from Andrews Federal Credit Union for 6 months. A total of 20 nationwide CDs are still paying rates of 5.50% ...The best CD rate today is 5.75%, offered by INOVA Federal Credit Union for 8 months. You can also earn 5.60% to 5.70% on eight more CDs with terms of 3 to 15 months.Our Rates & Service Charges. P.O. Box 5238 Englewood, CO 80155 PH: 303.691.2345 TF: 800.437.7328 canvas.org. Our Rates & Service Charges explains current terms, rates and service charges applicable to the savings, checking and certificate ac-counts we offer. We may offer other rates and require other service charges or amend the rates and ...Apr 27, 2019 · Capital One Lowers Its 360 Performance Savings Rate to 4.25% APY` - Apr 11, 2024; Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024 Please try again or call us at 1-800-374-9500 (TTY: 711). Return to Application. Certificate of Deposit Account Rates. Check today’s rates on savings accounts, CDs, IRAs, personal loan and line of credit and mortgage. Select type of rate. Our Rates & Service Charges. P.O. Box 5238 Englewood, CO 80155 PH: 303.691.2345 TF: 800.437.7328 canvas.org. Our Rates & Service Charges explains current terms, rates and service charges applicable to the savings, checking and certificate ac-counts we offer. We may offer other rates and require other service charges or amend the rates and ... Are you tired of carrying around stacks of CDs? Do you want to have all your favorite music and movies accessible in one place? Copying a CD to your computer is the perfect solutio... How do I buy a Canvas Annuity? Most people can complete the application online in less than 10 minutes when funding using a checking account. You can apply for the Future Fund starting at $2,500 or apply for the Flex Fund starting at $5,000. Before you get started, have your SSN and bank account numbers ready. May 3, 2024 · Current CD Rates in Texas. Current CD rates in Texas vary, but some are above the national average—our best picks in Texas earn rates as high as 4.00% to 5.00% APY. All the CD rates on our list ... Guest Log In Guests. Use your email address and the password you previously chose when setting up your non-UCD account. Guest Log InCIT Bank: 3.50% APY, 11 months, $1,000 minimum to open. Marcus by Goldman Sachs: 4.70% APY, 13 months, $500 minimum to open. Climate First Bank: 5.00% APY, 12 months, $500 minimum to open. » See ...Best CD Rates in Tennessee vs Annuity Rates (December 2023) ... 3-Year Annuity Rate: Canvas Future Fund Annuity: 6.30%: $2,500: Best 2-Year CD Rate and Annuity Rate ...Here’s an overview of Chase Bank Certificates of Deposit. Relationship rates require a Chase checking account. Rates are accurate as of May 3, 2024. CD Term. Relationship Rates. Minimum Deposit ...BMO Alto doesn't make our list of the Top 15 rates, which currently range from 5.15% to 5.55% APY. But it does offer a rate of 5.10% APY, which is the highest rate … The best CD rates available nationwide are 6.50% from Financial Partners Credit Unio
May 2, 2024 · The best no-penalty CD rates range from around 3.00% to 5.00% APY. Below, we look at the best banks and credit unions for no-penalty CDs. Current CD Rates in Florida. Current CD rates in Florida vary widely, ranging from less than 0.50% APY to 5.00% APY or more. Many rates are above average based on data from the FDIC for all banks ...CD rates vary, but they’re usually slightly higher than you’d get with a regular savings account or checking account. ... We keep an eye on the most recent CD rates because Canvas sells fixed annuities that share a lot of similarities with CDs (but generally have much higher crediting rates). If you’re interested in finding the best CD ...They generally offer a higher interest rate than Savings or Money Market accounts. With CD terms between 6 months and 5 years, these high-yield accounts allow you to lock in your rate of return for depositing a minimum of $500. To open a CD, please visit a branch or call 303.978.2274. View Deposit RatesCD cases are recyclable, and people can usually recycle them through their community’s recycling center or through a national CD recycling center, such as the CD Recycling Center o...Here’s an overview of Chase Bank Certificates of Deposit. Relationship rates require a Chase checking account. Rates are accurate as of May 3, 2024. CD Term. Relationship Rates. Minimum Deposit ...What are the top CD rates out there in September 2023? And what other high-yielding fixed income instruments might you also want to consider (e.g., brokered ...5 days ago · The best 11-month CD rates can be found with NBKC Bank, American Express, USAlliance, Ally and Digital Federal Credit Union. These CDs offer APYs at or above 4.25%. *CD = Certificate of Deposit **APY = Annual Percentage Yield. As high as based on tier, term or other factors. This is a variable-rate account, rates may change after the account is opened. Rates are accurate as of May 1, 2024. Minimum Deposit of $500 for Classic CD, $10,000 for Signature CD and $25,000 for Premier CD.Compare the best One year CD rates in Denver, Colorado, CO from hundreds of credit unions. Compare the highest CD rates by APY, minimum balance, and more. ... Canvas Restrictions. 4.00% $1,000 - Learn More. Reviews . Rate History: 4.50% → 4.00%. Partner Colorado Restrictions. 4.00% $500 ... The Future Fund that is offered through Canvas Annuity offers the option of 3, 5, and 7-year terms on the rate guarantee. As of April 2021, these are 2.75%, 3.25%, and 3.50% respectively. (To check out updated rates for the Canvas Annuity Future Fund, go here). With no broker commissions, fees, or account charges, Canvas Annuity states that ... Union Bank Acquisition by U.S. Bank Union Bank was acquired by U.S. Bancorp (U.S. Bank) in December 2022. All preexisting Union Bank CDs were transitioned to U.S. Bank in May 2023. Terms, interest ...How is the Chase CD interest calculated? We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day ...Banks and credit unions generally take their cue to follow the direction of Fed rate changes. As a result, the highest CD rates soared from below 1% in January 2022 to their current heights of above 4% or 5% depending on term length. In contrast, CDs’ national average rates have remained below 2%. However, CD yields might’ve peaked.The Future Fund that is offered through Canvas Annuity offers the option of 3, 5, and 7-year terms on the rate guarantee. As of April 2021, these are 2.75%, 3.25%, and 3.50% respectively. (To check out updated rates for the Canvas Annuity Future Fund, go here). With no broker commissions, fees, or account charges, Canvas Annuity states that ...Top CD Rates Today: May 6, 2024 | Earn Yields Of Up To 5.36% APY. Explore the top CD rates today and learn how economic trends can affect your rate. Bankrate provides valuable insights to find the ...To compile our list of the best fixed annuity rates, Forbes Advisor researchers gathered product information on 215 fixed annuities sold by the 75 largest issuers in the country. We then gave each ...Guest Log In Guests. Use your email address and the password you previously chose when setting up your non-UCD account. Guest Log InJul 16, 2022 ... ... cd's and dvd's. Make a few for the classroom ... cost to you. Notches Sewing is a participant ... fees by advertising and linking to amazon ...Open a cd online today. Capitol Federal’s Certificate of Deposit (CD) interest rates are consistently among the most competitive in the area. With our CDs, you can earn a higher interest rate than a traditional savings account and feel secure knowing your money is growing in a safe investment. Choose from a range of short-and long-term ...4.15%. Get Started Now. † APY is Annual Percentage Yield (APY). Early withdrawal penalties and other fees may reduce earnings. A minimum balance may be required for …4.50%. 7-year. N/A. 10-year. N/A. Maturities and/or rates may not be available in all states. *Annual Percentage Yield (APY), effective 5/13/2024 . APY interest cannot remain on deposit; periodic payout of interest is required. Certificates of deposit (CDs) offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and ...Feb 17, 2020 ... ... Canvas activity for other classes on Canvas they do not teach? ... ci/cd with aws linux python jenkins k8s ... Many people would just open stuff up ...Here are some credit unions offering today’s best widely available one-year CD rates: America First Credit Union : 5.25% APY, $500 minimum deposit Alliant Credit Union : 5.15% APY, $1,000 ...You can withdraw up to $10,000 from your account Federal tax-free and IRS penalty-free for the purchase of a first home (account must be open for at least 5 years). For more information, visit any Central Pacific Bank branch or call our Customer Service Center at (808) 544-0500 or toll-free at 1-800-342-8422. 1.4 month Special Fixed Rate CD 2. up to 4.75% APY Relationship APY1 may be higher. Special Interest Rate. 4.64%. Annual Percentage Yield (APY) 4.75%. Relationship Interest Rate. 4.89%. Relationship APY 1.Home. Personal. Banking. CD Accounts. Fixed Rate CDs. The more you save, the more you earn. SPECIAL RATE OFFERS. More terms, more rates, less risk. With a range of …The current top national rate for a 6-month CD is 5.84%, according to the data available from Curinos. But you may be able to find better deals by shopping around. You’d earn almost $720 in ...The best credit unions may have lower minimum opening deposits or higher interest rates on savings accounts. Canvas Credit Union: ... Best CD rates; Best High-yield savings accounts;The best nationwide CD rate climbed today from 5.70% to 5.75%, thanks to a new 6-month offer from Andrews Federal Credit Union. That makes the runner-up rate 5.70%, available from NASA Federal ...Current CD Rates in Texas. Current CD rates in Texas vary, but some are above the national average—our best picks in Texas earn rates as high as 4.00% to 5.00% APY. All the CD rates on our list ...If you are someone who still enjoys listening to music from CDs, then you know how frustrating it can be when your CD player stops working. Before you consider tossing your beloved...The best rate on today’s jumbo CDs is 5.40% for a 6-month term. The average APY for this category of CD is currently 1.71%, compared to 1.69% last week. Most …Michael Logan. The best CD rate from a nationally available institution is currently 5.65% APY, available from MutualOne Bank for 3 months. That's more than three times the FDIC's national average ...Current CD Rates in Colorado. Current CD rates in Colorado vary widely, but the best rates we’ve found range from below 1.00% APY to over 5.00% APY. Each CD we’ve included in our list contains ...Banks and credit unions generally take their cue to follow the direction of Fed rate changes. As a result, the highest CD rates soared from below 1% in January 2022 to their current heights of above 4% or 5% depending on term length. In contrast, CDs’ national average rates have remained below 2%. However, CD yields might’ve peaked.*American Life offers a base rate of 5.70% credited annually with a bonus of 0.60% in the first year, which produces an effective rate of 5.82% if held for the full investment term. Notes: Among the top rates, Canvas Annuity is the only company that enables you to take withdrawals and buy directly with no commissions paid. Canvas Credit Union offers you up to a 0.80% APY CD. All you need to do is to pick yo